The Off Wall Street Wanderings of a Curious Mind
Tim Melvin, Garrett BaldwinThoughts, musings, and discussions about markets, sports, books and whatever else pops into my mind along with way off Wall Street approaches to generating (hopefully) above averge long term profits.
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 289 | Founded | 3 years ago | Last Issue | 6 days ago |
| Active | |||||
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timmelvin.substack.comLatest Issues
Bank and Credit Report
10-12-2026
For several weeks, the credit dashboard told the same story. The weakest borrowers were getting into trouble, but the trouble stayed in its own neighborhood. CCC spreads kept widening while broad high yield, investment grade and...
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Portfolio
10-05-2026
Bank and Credit Report
10-05-2026
Payrolls Disappoint. Recession Imminent. Household Survey Impresses. Recession Canceled. Spreads Widen. Credit Crisis Imminent. Spreads Widen a Little More. Credit Crisis Imminent, Again. Buy Gold. Sell Gold. Like and Subscribe.
Bank and Credit Investor
09-27-2026
Somewhere in Doña Ana County, New Mexico, there is a 1,400 acre patch of desert that is supposed to become one of the great cathedrals of the artificial intelligence age. It is called Project Jupiter. Oracle is expected to lease...
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Authors
The writers behind this newsletter.
Deep value investor with a bank bias
I'm an economist from Maryland and the author of Me and the Money Printer. I strive to keep everyone informed about what really drives modern finance and economics.
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