Thoughts, musings, and discussions about markets, sports, books and whatever else pops into my mind along with way off Wall Street approaches to generating (hopefully) above averge long term profits.
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 277 | Founded | 3 years ago | Last Issue | 6 days ago |
| Active | |||||
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timmelvin.substack.comLatest Issues
The End of the World-Postponed
If you spend enough time on the internet, you will eventually discover that the American consumer is broke, the banking system is about to implode, housing is on the verge of another 2008 style collapse, credit cards are going to take down...
Bank and Credit Report 08-10-2026
Welcome to this week’s Banking Credit Report.
Welcome to this week’s Banking Credit Report.
UBS Global Investment Returns Yearbook 2026
Summary: UBS Global Investment Returns Yearbook 2026
The Global Investment Returns Yearbook 2026 uses 126 years of data across equities, bonds, bills, currencies, inflation and gold to place current investment challenges in historical c...
Bank and Credit Report
08-03-2026
The Fed came in last week and did exactly what I told you they would do and exactly what they should do. Nothing. That is the entire report right there if you want to stop reading.
Bank and Credit Report
07-27-2026
Credit Regime: Nirvana, With a Warning From the Lower DecksThe ballpark is full. The beer is cold. Everybody in the good seats is having a wonderful time. But if you walk down toward the bleachers behind the bullpen, a few peopl...
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The writers behind this newsletter.
Deep value investor with a bank bias
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