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Tim's Wealth Letter

Tim Felmingham

Plain-English investing for UK adults who’d rather not pay for advice. Written by a futures trader who fired his own advisers.

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Substack
PricingOnly free issuesPublishesWeekly
Issues11Founded3 months agoLast Issue9 days ago
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Latest Issues

I own the S&P 500 — just not the way everybody else does

This week the S&P 500 closed at a record high, above 7,600 for the first time, after rising nine weeks in a row. A handful of giant American tech companies did almost all of the lifting. Then on Friday a single chip company gave a disappoin...

9 days ago
10

Surely now's a terrible time to start investing?

The American stock market has hit more than twenty record highs this year, and we’re barely into June. It set the latest one on Monday, shrugging off the hottest inflation reading in nearly three years and a war in the Middle East. As I wri...

13 days ago
3

We're still rationing

Last year, British savers piled £69 billion into Cash ISAs, where the interest barely keeps up with inflation.

They put only £31 billion into investments.

Two million people opened a new Cash ISA.

Just under three hundred thousand open...

a month ago
7
1

Crawl, Walk, Run

You don’t need to be smart to manage your own money. You don’t need to be brave. You don’t even need to be especially interested in investing.

You just need to start.

Let me be specific about what “start” means. And explain why most peopl...

a month ago
11
1

Intel: a 389% gain in nine months — and why I sold

On Friday I closed my Intel position.

Bought at $20.24 last August. Sold at $99 — a gain of 389% in 269 days, or roughly 528% annualised. Close to five times my money in nine months. I won’t pretend that’s typical. It isn’t. But it didn’t...

a month ago
7
1

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  • Tim Felmingham

    Plain-English investing for UK adults who’d rather not pay for advice. Written by a futures trader who fired his own advisers.

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