
The Substack of Todd H Baker, fintech and banking executive, academic and lawyer
| Platform | Pricing | Only free issues | Publishes | Monthly | |
|---|---|---|---|---|---|
| Issues | 64 | Subscribers | Read | toddhbaker.substack.com |
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Upstart announced today that it was applying for a national bank charter. Bully for them—this is an inevitable but positive development for an excellent company that has worked hard to make fairly-priced loans to more people.
We can all take comfort from Donald Trump’s ability to keep his eye on the ball. He has the unique ability to take time off from things like promoting his Iran war and discussing interior decorating choices for the White House ballroom to f...
Today we received a surprise Kansas City Fed decision to give some kind of Fed master payments account to crypto broker Kraken through Kraken’s State of Wyoming Special Purpose Depository Institution (SPDI).
I wrote something for a conference last summer that I think will be of interest to many of my readers. It’s now 5 months out of date, but still relevant.
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The writers behind this newsletter.
Banking strategist, deal guy, lawyer, investor and academic teaching Fintech. Senior Fellow at Richman Center for Business, Law & Public Policy at Columbia Business and Law Schools. Progress in Finance is Circular.™
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