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Tom Bradshaw

Providing clear, unbiased financial insights from nearly a decade of study. I cut through media bias to empower informed, strategic decisions. Follow for honest analysis, reliable insights, and join a community dedicated to smarter choices.

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Substack
PricingOnly free issuesPublishesTwice weekly
Issues80Founded2 years agoLast Issue5 days ago
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Latest Issues

CREDIT WHERE CREDIT IS DUE…

In 2000, 2008 and 2022, more than 40% of U.S. banks tightened lending standards. The S&P 500 subsequently fell 51%, 58% and 28%.

Today?

We sit at 0%.

That may be the most significant number in the market right now.

Because despite the e...

5 days ago
1

BEYOND THE HEADLINES: REAL-WORLD ECONOMICS

STORM WARNINGS

Hi everyone,

Welcome to the 51st edition of Beyond the Headlines.

Thanks for reading! Subscribe for free to receive new posts and support my work.

When I started Beyond the Headlines two years ago, the objective was str...

10 days ago
7

MONEY TALKS, MONEY WALKS…

One number has caught a lot of attention recently:

$8.4 trillion.

That is roughly the amount sitting in U.S. money-market funds (open-ended mutual funds investing directly in short-term debt securities such as U.S. Treasury bills).

For p...

12 days ago

U.S. MARGIN DEBT: ON THE EDGE OF REASON

Across financial history, investors have never been more leveraged than they are now.

Not in 2000.

Not in 2007.

Today.

After adjusting for the massive growth in the U.S. money supply, margin debt has reached a mind-boggling highest leve...

14 days ago
4

DARK SHADOWS FALLING

And I’m not sure investors are joining the dots. Gold may be telling us that underlying U.S. economic growth is far weaker than the headline numbers suggest.

Gold Says U.S. GDP Growth Should Be 1%

My latest analysis shows something in...

19 days ago

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  • Tom Bradshaw

    Independent macro strategist and financial markets commentator. I provide historical context and data-driven insights into global macro trends, precious metals, energy, equities, bonds, real estate, crypto, and systemic risks.

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