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Unit Economics

Prince Jain

Analysing payments industry trends

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Latest Issues

The RBI needs fintech-led financial inclusion (#76)

Welcome to the 76th issue of Unit Economics. In this article, I discuss the state of financial inclusion in India, why it's in the common interest of both fintech and the RBI to work towards more inclusion, and how the RBI must enable and e...

10 months ago
8

Credit Card Bill Payments: Fair game in post-BBPS world (#75)

Welcome to the 75th issue of Unit Economics. In this article, I talk about how CRED transformed credit card bill payments (CCBP), and how the BBPS-mandate has made it a level-playing field for all fintech companies.

I have been mullin...

a year ago
13
3

Credit Cards: Optimism and Equal Caution (#74)

Welcome to the 74th issue of Unit Economics. In this article, I share my thoughts on the current state of credit cards in India. More particularly, I talk about the impact that the retail credit slowdown and the RBI’s actions have had on th...

a year ago
11

Credit on UPI: Early signals and the next phase (#73)

Welcome to the 73rd issue of Unit Economics.

I have often written on Credit on UPI (May-22, Apr-23, and Dec-23), and with optimism. Much of the ecosystem felt similarly initially. However, over the last two years, many early assumptions h...

2 years ago
25
1

The Existential Financial Gaps in Logistics (#72)

Welcome to the 72nd issue of Unit Economics. In this article, I share our team’s learnings from the last six months of conversations and experiments with commercial fleets, as we ambitiously imagined solving their $100 Bn working capital ga...

2 years ago
16
3

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  • Prince Jain

    Leading credit products at super.money. Previously built products at Jupiter, CheQ, and consulted banks and fintech companies at Mastercard. IIM-Ahmedabad alumnus and Economics major!

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