FSI Digital Transformation Weekly
Yakov KofnerEvidence-based weekly analysis for financial services and insurance executives, focused on measurable P&L impact rather than transformation hype.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 182 | Founded | 3 years ago | Last Issue | 8 days ago |
| Active | |||||
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fsidigitalweekly.substack.comLatest Issues
AI Is Starting to Automate the Teams That Build Automation
AI Is Starting to Automate the Teams That Build Automation
FSIs traditionally built large technology organizations and vendor ecosystems to automate operational work. In 2026, AI coding tools became capable enough to reduce the cost and...
Real-Time Cross-Border Payments Are an Operating Model, Not a Rail
Real-Time Cross-Border Payments Are an Operating Model, Not a Rail
The main argument for stablecoin payments is that they move money in real time while traditional rails supposedly take days. Except they don’t take days. Banks are compl...
Financial-Wellness Products Are Better at Sorting Customers Than Changing Them
Financial-Wellness Products Are Better at Sorting Customers Than Changing Them
Almost a decade ago, the share of unbanked Americans reached equilibrium, and no amount of government, traditional banking, or fintech intervention has chang...
Leadership of Incumbent FSIs and Leading Fintechs Remains Worlds Apart
Leadership of Incumbent FSIs and Leading Fintechs Remains Worlds Apart
For both supply and demand reasons, traditional FSIs rarely hire executives from leading fintechs. One side doesn’t want to work in the bureaucracy of a barely growi...
Head-to-Toe Options for Changing the Operating Model in FSIs to Maximize AI Leverage
Head-to-Toe Options for Changing the Operating Model in FSIs to Maximize AI Leverage
There are three proven operating models for managing AI at the enterprise level:
- Chief Data Officer (CDO) to optimize for reusable data/ML capabi...
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| Subscribers | Engagement | 66 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
FSI transformation operator and adviser. 20+ years across banking, insurance, payments and wealth. I test AI and fintech claims against evidence and P&L impact.
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