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FSI Digital Transformation Weekly

Yakov Kofner

Weekly analysis of digital transformation in financial services and insurance, focused on what is commercially real rather than hype.

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Substack
PricingOnly free issuesPublishesWeekly
Issues176Founded3 years agoLast Issue6 days ago
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Artwork for FSI Digital Transformation Weekly

Latest Issues

The State of AI Impact Measurement: From AI Washing to Value

The State of AI Impact Measurement: From AI Washing to Value

Roughly half of large P&C carriers say they track AI metrics and understand ROI, yet another 50-page report offers no clear case of material P&L impact or positive ROI. Intere...

6 days ago
4

Can Stablecoins and Tokenized Rails Create Meaningful P&L by Replacing Institutional Workflows?

Can Stablecoins and Tokenized Rails Create Meaningful P&L by Replacing Institutional Workflows?

Reading industry commentary and press releases, you would think blockchain solutions are already part of everyday value creation at top FSIs...

13 days ago
5

For Customer Centricity, Fancy Tech Can’t Compensate for Inadequate Data and Operating Models

For Customer Centricity, Fancy Tech Can’t Compensate for Inadequate Data and Operating Models

A decade and hundreds of millions of dollars spent later, the most heavily promoted chatbot among FSIs worldwide remains a glorified FAQ. Bank...

20 days ago
4

The Key to Successful Operating Model Transformation: A CEO Willing to Drive It

The Key to Successful Operating Model Transformation: A CEO Willing to Drive It

Block Investor Relations invited questions for its Head of Product, Ops, and Customer Support. I submitted one, assuming it would be ignored because it aske...

a month ago
1

Even the Most Doomed Incumbent Manages to Stay Afloat, for Now

Even the Most Doomed Incumbent Manages to Stay Afloat, for Now

Western Union has long been considered the most doomed incumbent in financial services and insurance. It was a leviathan incapable of embracing digital cross-border money tr...

a month ago

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  • Yakov Kofner

    5 startups, 3 FSIs, 3 advisory firms, Board member

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