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FSI Digital Transformation Weekly

Yakov Kofner

Weekly analysis of digital transformation in financial services and insurance, focused on what is commercially real rather than hype.

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Substack
PricingOnly free issuesPublishesWeekly
Issues173Founded3 years agoLast Issue8 days ago
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Artwork for FSI Digital Transformation Weekly

Latest Issues

The Key to Successful Operating Model Transformation: A CEO Willing to Drive It

The Key to Successful Operating Model Transformation: A CEO Willing to Drive It

Block Investor Relations invited questions for its Head of Product, Ops, and Customer Support. I submitted one, assuming it would be ignored because it aske...

8 days ago

Even the Most Doomed Incumbent Manages to Stay Afloat, for Now

Even the Most Doomed Incumbent Manages to Stay Afloat, for Now

Western Union has long been considered the most doomed incumbent in financial services and insurance. It was a leviathan incapable of embracing digital cross-border money tr...

15 days ago

Is GenAI Making FSIs Faster at the Wrong Things?

Is GenAI Making FSIs Faster at the Wrong Things?

Speed is typically portrayed as a self-evident benefit of digital transformation in financial services and insurance. Decision-making, implementation, learning, and pivoting are all treate...

22 days ago
4

AI-Native Operating Model Is Taking Shape

AI-Native Operating Model Is Taking Shape

Since Amazon, Netflix, and Spotify's operating models became public by 2012, there was not much new to debate. Sure, more detailed playbooks emerged. Companies moved back and forth on digital ma...

a month ago
2

The Proof of a Singularly More Effective Operating Model Is Evident, but Most FSIs Continue Avoiding It

The Proof of a Singularly More Effective Operating Model Is Evident, but Most FSIs Continue Avoiding It

Do you know the world’s most productive scaled firm? You might think it is Nvidia, digital natives, top banks, or leading fintechs....

a month ago
1

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  • Yakov Kofner

    5 startups, 3 FSIs, 3 advisory firms, Board member

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