Advocate Andy
Andy SpearsAdvocate Andy holds banks and corporations accountable and gives consumers the tools they need to have a fighting chance.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 392 | Founded | 5 years ago | Last Issue | 3 days ago |
| Active | |||||
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advocateandy.substack.comLatest Issues
Minnesota Sues Brigit Over Illegal Lending Practices
Photo by Frederick Warren on Unsplash
Earned Wage Access lender Brigit is facing trouble from the Minnesota Attorney General.
The Attorney General’s Office noted in a press release:
Minnesota Attorney General Keith Ellison today filed...
Report: Americans Paid $12 Billion in Overdraft Fees in 2025
Photo by Money Knack on Unsplash
While the Biden Administration took steps to rein in junk fees, including a $5 cap on most overdraft/insufficient funds fees, Team Trump rescinded those key protections. Now, a new report reveals that Ameri...
Cash App is Watching You
Photo by Jonas Leupe on Unsplash
Cash App wants to know what you are going to do next.
This is presented as a way to help you maximize your money. In reality, it is a way for the online financial management app to sell you more products...
Rhetoric vs. Reality: Trump and Payday Predators
Photo by Daniel Thomas on Unsplash
With rising inflation - the direct result of ill-advised tariffs and a prolonged war with Iran - Americans are seeking relief.
President Trump, the cause of both of these inflation drivers, at least mad...
What Are the Risks of Security Deposit Alternatives?
Photo by Julian Rösner on Unsplash
While traditional security deposits may make renting a challenge for some, the rise of alternative products also carries risks. That’s according to the National Consumer Law Center (NCLC).
From an NCLC p...
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Authors
The writers behind this newsletter.
Andy Spears is a writer and policy advocate living in Nashville, TN. He holds a Ph.D. in Public Policy with an emphasis in school funding. He has published a book on school funding in Tennessee and Kentucky.
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