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Advocate Andy

Andy Spears

Advocate Andy holds banks and corporations accountable and gives consumers the tools they need to have a fighting chance.

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Substack
PricingOnly free issuesPublishesDaily
Issues412Founded5 years agoLast Issue5 days ago
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Latest Issues

More Trouble for Troubling Dave App

Photo by Brett Jordan on Unsplash

A new blog from Protect Borrowers exposes the reality of the Dave App - and it’s bad news.

IN DEBT

NEW: Even More States are Looking Into the Online Payday Lender "Dave"

Hi, “Dave” is an online payday...

5 days ago
2
1

Why Doesn't MAGA Want to Feed Hungry Kids?

Photo by Rob on Unsplash

Bryce Covert in The Nation has a story out about the impact of cuts to SNAP included in Trump’s “Big, Beautiful Bill.”

The bottom line: Huge tax cuts were funded in part by cutting government benefits to the poore...

6 days ago
1

Rhode Island Opposes OppFi's Attempt to Nationalize Triple-Digit Interest Rates on Loans

Photo by Austin Distel on Unsplash

OppFi is pressing hard in its quest to purchase a national bank and export predatory, triple-digit interest rates across the country.

Rhode Island is among the states seeking to stop this acquisition an...

12 days ago

Consumer Groups Highlight Risks of Unregulated AI Deployment by Financial Firms

Photo by Nahrizul Kadri on Unsplash

A coalition of consumer advocacy groups sent a letter to members of the U.S. Senate expressing opposition to the so-called CLARITY Act that would allow financial firms to deploy artificial intelligence (...

12 days ago

California Still Seeking to Hold OppFi Accountable for Illegal Loans, Triple-Digit Interest Rates

Photo by Declan Sun on Unsplash

Law360 reports on the ongoing fight between California and OppFi over OppFi’s insistence on charging triple-digit interest rates for online loans.

California's financial services regulator has appealed a...

17 days ago
1

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  • Andy Spears

    Andy Spears is a writer and policy advocate living in Nashville, TN. He holds a Ph.D. in Public Policy with an emphasis in school funding. He has published a book on school funding in Tennessee and Kentucky.

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