參與名單橫跨 Visa、Mastercard、American Express、Stripe、BlackRock、BNY、Coinbase、Google，以及多家銀行、電商平台與加密企業。Open USD 預計於 2026 年稍晚推出，由新成立的 Open Standard 負責營運，並以合作夥伴共同參與治理、分享儲備收益作為主要特色。

從產品規格來看，OUSD 與市面上...

15 days ago

source

AI 讓產品變快了，但沒有讓商業變簡單：支付產品經理重新理解 AI Native 的 7 個觀點

過去一年半，《產品之外》大致維持著每週一篇的更新節奏。

但今年開始，更新速度慢了下來。從每週一篇，變成大約一個月兩篇。上一篇文章發布在 5/26，實際上沒有隔很久，但體感上，卻像是過了很長一段時間。

一部分原因很單純：這幾個月，我把更多時間投入在工作裡。

另一部分則是，我越來越不確定，現在這個時間點，是否還需要再多一篇快速整理新聞、羅列工具，或轉述別人觀點的文章。

我們正站在一個大趨勢的起點。

AI 正在改變產品開發、Go-to-market、組織協作，以及公...

a month ago

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Google I/O 2026 - 從 SEO 到 AEO，網路流量的遊戲規則正在重寫

這篇文章不是一篇 Google I/O 功能整理，而是寫給正在經營產品、品牌、內容與成長的人。如果你依賴 Google 搜尋、內容行銷、自然流量、品牌聲量或 B2B leads，那麼從 SEO 到 AEO 的轉變，會是 2026 下半年開始必須理解的新分發規則。

每年 Google I/O 都會發布很多東西：新的 AI 模型、新的 Android 功能、新的開發者工具、新的硬體概念。

但這回值得注意的，不只是 Gemini 又變得更聰明，而是 Google Search...

3 months ago

source

沒有 Junior，哪來 Senior？AI 正在壓縮職場的學習階梯

很多人問：AI 會不會讓人失業？

但看完 Anthropic 這份研究，我反而更在意另一件事：

AI 的第一波影響，可能不是讓人失業，而是讓人進不來。

公司不一定會裁掉現有員工，但會默默做一個更安靜的決策：

下一個 junior 缺，不補了。

Anthropic 研究報告：Labor market impacts of AI: A new measure and early evidence

一個全新的關鍵指標：Observed...

3 months ago

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Darren TechTalk | 產品之外

《產品之外》：解構 AI、加密金融與全球支付的底層邏輯，筆者Darren是新加坡支付產品負責人，致力於在 Web3 金融科技與傳統金融監管的交界處，建構下一代的全球支付基礎設施

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