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Deconstructing Money

Bethel Habte, AFC®

A newsletter exploring what money is and what money isn’t.

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Substack
PricingOnly free issuesPublishesWeekly
Issues42Founded2 years agoLast Issue11 days ago
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Latest Issues

Your annual income can't tell me how you're doing, but another number can

I heard this story once during a Stanford talk on financial literacy last year.1 This one speaker’s mother-in-law was a housekeeper and her father was a professor of finance.

One of them saved consistently and was able to retire comfortab...

11 days ago
12

The $2,000 difference

As a financial counselor, people often ask me how much they should have in their emergency funds. I tell them something unhelpful: “I can’t answer that question for you.”

Some people feel comfortable with one month of expenses saved while...

a month ago
30
2

The one where I rage against 50/30/20 budgeting in ten sentences

But first, a testimonial!

What would you tell a friend about The Good Bones Edit?

“This program truly transformed my relationship to money. Bethel is a curious, insightful and most of all kind guide through what started out as a big, sca...

2 months ago
10
1

Is this abundance?

New review just dropped!:

“Working with Bethel taught me that budgeting does not have to feel restricting. In fact, its’s freeing! We built a budget that covers the essentials and sets aside money each month for life’s pleasures, like eati...

2 months ago
6
2

Einstein and a powerful (and heartbreaking) graphic

A little Good Bones Financial Coaching housekeeping to begin:

In honor of tax season (and reinvesting that tax-return to make looking at your numbers even less stressful), I’m offering my first sale!

Try out a less expensive, truncated v...

2 months ago
5

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  • Bethel Habte, AFC®

    Journalist-turned-accredited financial counselor (AFC®) writing about the human side of managing money in an impermanent world. Sharing playlists and curated internet ephemera in “wilt” (what I’m listening to).

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