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Financial Rewinds

Wilson Harmond

Blending a love of history, career in payments, and an insatiable need to understand how the financial world works. Views are my own.

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues77SubscribersRead wilsonh.substack.com

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Payments Messaging 101 | Part 1 of 6

Six years ago, I made my first payments history graphic: A History of ACH Adoption and Growth. It shows the evolution of ACH from launch in 1976 through 2020. I made it to demonstrate just how long scaling a new payments system could take a...

9 days ago
1
0

When AI Becomes Your Employee

Two weeks ago, I wrote about the implications of unchecked agentic commerce and what we can do to stop it. Since then, I’ve had several discussions with leading AI researchers, payment strategists, and policy makers. During two of these con...

23 days ago
2
0

AI, Sneakers, and the New Principal Agent Problem

Chris is a 15 year old sneakerhead. His father, Cole, understands little about sneakers but wants to get a special gift. Cole logs into ChatGPT and creates an agent to shop for a specific pair of shoes, gives a price range, his credit card ...

a month ago
5
2

Payments. Explained for Everyone.

This one is for my colleague Shenika, because no one really goes to school for payments.

a month ago
7
3

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Authors

The writers behind this newsletter.

  • Wilson Harmond

    I like to read wikipedia, 10K's, and dated news publications. Views are my own and do not constitute financial advice. Head of Product Commercialization @ TSYS | Chartered Financial Analyst | ex-Flywire

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