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Graham’s Newsletter

Graham Stephan

Find great deals, stay on top of the market, and build wealth the healthy way

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Substack
PricingOnly free issuesPublishesWeekly
Issues239Founded5 years agoLast Issue7 days ago
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Latest Issues

The bond market is breaking housing

When the bond market stumbles, every other market feels the tremors. I thought housing was safe, but things are changing faster than I thought:

  • Long-term Treasury yields have climbed to levels we haven’t seen in more than 20 years.

So...

7 days ago
48
5

No taxes on capital gains from homes?

This is unbelievable. I got wind of some apparently secret and behind-the-scenes discussions that could allow homeowners to pay no capital gains tax on the first $1 million of profit. And the rumor is that this applies to every kind of real...

14 days ago
26
11

The Fed Rate Hike is here

For the first time since 2023, the Federal Reserve raised interest rates by 25 basis points. This is officially the end of the “rate-cutting era.” Now the bigger question is: What if this isn’t just a one-time hike but the beginning of a ne...

20 days ago
20
4

Before I share this on YouTube...

I’m going to talk about this in an upcoming video, but since you’re on my newsletter or applied to the original Index, I wanted to send it to you first.

Applications are officially open for something we’ve been working on called The Index...

21 days ago
11

I paid off my 2.875% mortgage — Dave Ramsey was right

I’m taking a huge risk here, by going against everything I’ve said. But sometimes new experiences change your mind and it would be dishonest not to share that.

For years, I’ve told people not to pay off their low-interest debt. I’ve told t...

a month ago
132
54

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Authors

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  • Graham Stephan

    A 35 year old real estate agent and investor with over $120M in residential real estate sales since 2008, I've created this profile to share my successes, failures, insights, and experiences in the investing world.

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