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Artwork for Interspace

Interspace

Samir Desai, Samir

Over-engineered posts on fintech, stratfin and unit economics nerdery

Platform
Substack
PricingOnly free issuesPublishesWeekly
Issues48SubscribersRead interspace.samir.xyz

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Latest Issues

Recent posts by this newsletter. Browse the email archive.

Chime's biggest Deal is in its execution and it has more to do

Chime recently launched a new feature known as Chime Deals, powered by a strategic partnership with Upside, aiming to offer cashback on member purchases. If the feature feels oddly familiar, it’s because on the surface it seems similar to t...

2 months ago
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It's time for BaaS providers to simplify billing, not just banking

Banking as a Service (BaaS) has revolutionized fintech by streamlining the way companies integrate banking services. Yet, there's a glaring issue that often goes unaddressed: the complexity of pricing. Term sheets and invoices are notorious...

2 months ago
1
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Fintech innovation going off the rails

I didn't think I'd see the latest in innovative fintech-enabled pricing from Amtrak of all places with the BidUp feature?! In behavioral economics, the "endowment effect" falsely makes it seem like you own something when top bidder, so if o...

2 months ago
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The punishing power of disputes on neobank unit economics

The explosion of debit card neobanking startups has hit a wall, but not for the reasons many think. It wasn't a lack of product-market fit or sky-high customer acquisition costs that did them in during the '22/'23 downturn. The real culprit...

3 months ago
1
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Authors

The writers behind this newsletter.

  • Samir Desai
  • Samir

    Over-engineered fintech, stratfin & unit economics posts. more

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