Interspace
Samir DesaiOver-engineered posts on fintech, stratfin and unit economics nerdery
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 53 | Subscribers | Read | interspace.samir.xyz |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
Overbanked
Can I say something without everyone getting mad? I think we have too many banks. At over 4,000 commercial banks, America has more banks than the next 14 biggest countries, combined. That combined with a whopping 80,000 bank branches, means...
Patch Perfect
With the newest NBA season starting up in just a few weeks, it’s as good a time as any to prove that everything, everywhere is eventually fintech-related, even basketball. So let’s take an over-engineered look at the unit economics of jerse...
A Clash of Checkouts
A few months ago, I went down an over-engineered fintech rabbit hole to understand the unit economics behind the take rates for Cash App Pay as a response to Jevgenijs Kazanins’ very excellent fintech take on why Cash App Pay could be the n...
The Business of Free
## The impossibility of 3%
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