Agenda: Payments
Jeremy LightMy personal Substack where I provide analysis and insights on payment systems and methods around the world.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 89 | Founded | 2 years ago | Last Issue | 6 days ago |
| Active | |||||
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jeremylight.substack.comLatest Issues
Change the Game
In my consulting days, while encouraging a major UK high street and online retailer to adopt open banking, I recommended they baseline their payment acceptance costs. I suggested they check acquirer and other PSP invoices for adherence to t...
The Other Side
Historically, payments have been a supply-driven business – banks produced payment instruments such as bank notes, cheques and cards, while consumers and businesses used them in the way banks designed.
Today, payments have become a demand-...
Payments is a Battlefield
Payments acceptance has evolved since the 1960s from acquiring with zip-zap machines, to electronic POS to ecommerce to full stack payment platforms today that support all manner of payment methods, channels and payment-dependent functions...
The Fees Retailers Pay
Account-to-account (A2A) payments are on the rise in the Europe, through dedicated A2A networks and through open banking.
However, while open banking is pan-Europe (albeit lacking some standardisation), A2A networks are fragmented and with...
One Way or Another
Payments harmonisation, competition and innovation have long been a goal of the European Union and have led to, among others, the Single European Payments Area (SEPA), regulation - PSDs 1 and 2 (soon 3), SCT Inst, Target2 and TIPS.
However...
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| Subscribers | Engagement | 68 | Monthly Web Visits | ||
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| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I have had a long career in payments - with a global management consultancy, Silicon Valley tech company and my own Fintech start-up.
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