Agenda: Payments
Jeremy LightMy personal Substack where I provide analysis and insights on payment systems and methods around the world.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 16 | Subscribers | Read | jeremylight.substack.com |
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Latest Issues
Recent posts by this newsletter. Browse the email archive.
The Only Way is Down
At a recent Senate hearing on competition in the US credit card market1, Chris Callahan, co-owner of a bookstore in Cambridge, NY stated his business pays 3.8% on credit card payments, up from 2.4% in the past.
Paying in America
The US economy is enormous and so are the volume and value of payments. Given the scale, it can be difficult to visualise the payments landscape in the USA. This article helps bring a perspective on its size and shape.
Never Mind the Unlocks,
In September I wrote about the product-market fit of UK open banking payments and payment initiation services (PIS) adoption.
Made in Europe
Last week I covered the cost of accepting payments in the UK, including BNPL, cards, account-to-account (A2A) and cash, for a £34 purchase (the approximate average value of all UK card payments)1.
Authors
The writers behind this newsletter.
I have had a long career in payments - with a global management consultancy, Silicon Valley tech company and my own Fintech start-up.
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