
My personal Substack where I provide analysis and insights on payment systems and methods around the world.
| Platform | Pricing | Only free issues | Publishes | Weekly | |
|---|---|---|---|---|---|
| Issues | 102 | Founded | 2 years ago | Last Issue | 4 days ago |
| Active | |||||

It has been over a year since I covered real-time payments in the Middle East, so here is an update.
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Table 1 shows the real-time paymen...
Last September, Citi forecast stablecoin issuance to reach $1.9trn - $4trn in 20301. Soon after, the US Treasury secretary predicted stablecoins would create $3trn of demand for US Treasuries2.
At the time, the total value of stablecoins i...
Agentic commerce and agentic payments1 have been hot topics in payments recently but I have barely mentioned them in Agenda: Payments.
The reason? There is much in development and much discussion around them but very few transactions and r...
There are many moving parts in European payments – the recent introduction of the Instant Payments Regulation, other new regulations such as PSD3, PSR, MiCA, the strong adoption of digital wallets using real-time account-to-account payments...
As the Northern Hemisphere’s summer holiday season approaches, this year I am recommending two books for the beach:
1. Money: The Inside Story by Rupal Patel and Jack Leslie, two economists from the Bank of England (274 pages)
2. The Al...
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The writers behind this newsletter.
I have had a long career in payments - with a global management consultancy, Silicon Valley tech company and my own Fintech start-up.
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