Agenda: Payments
Jeremy LightMy personal Substack where I provide analysis and insights on payment systems and methods around the world.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 92 | Founded | 2 years ago | Last Issue | 3 days ago |
| Active | |||||
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jeremylight.substack.comLatest Issues
Africa
A year ago I covered real-time account-to-account (A2A) payments in Africa, showing how countries in the continent have payment systems that are among the best in the world1.
In this article I provide an update on developments since then a...
A Change is Gonna Come
Tokenised bank deposits get only a fraction of the attention that stablecoins attract.
The reason is there are few of them and their use is proprietary to individual banks e.g. JP Morgan’s Kinexys, HSBC’s Tokenised Deposit Service, Citi’s...
Blockchain Reaction
The surge in interest in stablecoins over the past year includes an implicit assumption that they are suitable for consumer and person-to-person payments at scale, in terms of the end-to-end payment experience and the economics for retailer...
Change the Game
In my consulting days, while encouraging a major UK high street and online retailer to adopt open banking, I recommended they baseline their payment acceptance costs. I suggested they check acquirer and other PSP invoices for adherence to t...
The Other Side
Historically, payments have been a supply-driven business – banks produced payment instruments such as bank notes, cheques and cards, while consumers and businesses used them in the way banks designed.
Today, payments have become a demand-...
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Authors
The writers behind this newsletter.
I have had a long career in payments - with a global management consultancy, Silicon Valley tech company and my own Fintech start-up.
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