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Joel Income Journal

Joel’s Income Journal

Building financial freedom through high-yield ETFs, covered calls, and real income investing

Platform
Substack
PricingFreemiumPublishesTwice weekly
Issues60Founded8 months agoLast Issue12 days ago
Active

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Artwork for Joel Income Journal

Latest Issues

Start Here: What Joel Income Journal Is About (And Where to Begin)

Welcome. If you’re new here, this post is for you.

I’m Joel — a working adult and a family man in Singapore. I have been working for 20 years and my goal for the next 3-4 years is to build more income streams so that I can ‘retire’ early a...

12 days ago
1

April 2026 Full Report: $4,117 - The Complete Breakdown

This is a paid subscriber report. Everything that went into April’s number: every holding, every trade, one expensive lesson, and what I’m doing differently going forward.

Honestly, this month was a tale of two halves. The dividend engine...

13 days ago
Paid

I’m Opening a Paid Tier — Here’s Exactly What You Get (And Why Now)

My IBKR Portfolio

When I started this newsletter, I made myself one promise: no hype.

No “this ETF will make you rich” headlines. No fake income screenshots. No get-rich-quick energy. Just a regular working adult in Singapore, showing exa...

15 days ago
1
2

High Yield Bitcoin ETFs: What Singapore Investors Need to Know Before Chasing That 35% Yield

I was scrolling through my brokerage app one evening after hanging the laundry.

A Bitcoin ETF showing a 34.99% distribution rate.

Monthly income.

My honest first reaction?

This is a scam.

But I have been investing long enough to know t...

19 days ago
3

I Own 571 Shares of CRF. Here’s My Honest Take as a Singapore Investor.

I own 571 shares of CRF, the Cornerstone Total Return Fund.

And I did not buy it blindly.

I bought it knowing that this is one of the most misunderstood high-yield funds in the market — especially among income investors who only look at t...

23 days ago
5
1

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  • Joel’s Income Journal

    I help everyday people grow their income through trading bots and high-yield ETFs — combining automation and smart investing to take the first step toward financial freedom.

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