Joel Income Journal
Joel’s Income JournalBuilding financial freedom through high-yield ETFs, covered calls, and real income investing
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 83 | Founded | a year ago | Last Issue | 5 days ago |
| Active | |||||
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joelsalgojournal.substack.comLatest Issues
I Ignored NEOS MLPI. The Boring One Quietly Ran Ahead.
I’ve been ignoring NEOS MLPI for months.
I just looked at its performance and I feel stupid.
Not “sell everything and buy this” stupid.
More like: how did I spend so much time watching the loudest income ETF stories while this boring thi...
My Dad Told Me to Avoid Debt. I Have a Permanent Margin Loan.
My dad doesn’t carry a credit card. Never has. I’ve watched him at hawker stalls, at the pharmacy, at the mechanic — someone offers “cash or card?” and he already has the notes counted out before they finish the sentence. No lecture. No sen...
I Built the Options Journal I Couldn’t Find Anywhere Else
For months, I tracked every options trade in a Google Sheet.
It worked.
Technically.
But the longer I traded, the more obvious the problem became: my spreadsheet was recording transactions, while I was thinking in strategies.
A cash-sec...
I Stopped Comparing My Chapter to Everyone Else’s Highlight Reel — Here’s What Changed
Last Saturday I watched a 32-year-old on my feed post his net worth screenshot. Seven figures. Caption: “FIRE by 35.” I closed the app, sat there for a second, and did the thing I always do — ran the comparison in my head before I could sto...
You Can Do Everything "Right" and Still Retire Scared
A few days ago I was at lunch with a colleague when she started talking about retirement. Not in the abstract way people usually do. In the tired way.
She said she doesn’t think she can stop working when she reaches retirement age. Not “do...
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Audience Metrics
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| Subscribers | Engagement | 72 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I help everyday people grow their income through trading bots and high-yield ETFs — combining automation and smart investing to take the first step toward financial freedom.
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