Joel Income Journal
Joel’s Income JournalBuilding financial freedom through high-yield ETFs, covered calls, and real income investing
| Platform |  | Pricing | Freemium | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 91 | Founded | a year ago | Last Issue | 4 days ago |
| Active | |||||
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joelsalgojournal.substack.comLatest Issues
The 150+ Income ETF Master Database & Scorecard (Updated for 2026)
Ranking 150+ high-yield ETFs on NAV health, true cash flow, and 30% Singapore withholding tax drag — plus the live Google Sheet tracker.
High dividend yields are easy to find. Sustainable income that doesn’t secretly cannibalize your princ...
My Salary Is Hitting A Limit. Here Is What I Did- Build Assets
Two years ago, my paycheck hit a number I’d been waiting for since I joined the civil service. The salary scale had a ceiling, and I was finally close enough to see it.
I remember looking at the line item for “basic salary” and thinking: *...
ISBG Looks Like an Income ETF. I Would Not Treat It Like a Safe One.
There is a certain kind of ETF that always catches my attention.
It pays income.
It has a strong story.
It looks different from the usual dividend stocks, REITs, and covered call funds.
And when I am tired after work, scrolling through...
I don’t want to retire rich and arrive home too late
When I was younger, I thought retirement was the prize.
Work hard. Save. Invest. Build the portfolio. Hit the number. Then finally, one day, I get my life back.
Clean.
Simple.
Obvious.
But at 47, I don’t think it works that way anymore...
I Stopped Treating My salary Like Spending Money
A few months ago, I changed the way I look at my salary.
For most of my working life, salary had a very normal route.
It came into the bank account.
Then life took its share.
Bills. Food. Transport. Insurance. Tuition. Family expenses....
Key Facts
Audience Metrics
Subscribers, engagement, traffic and sponsorship for Joel Income Journal.
| Subscribers | Engagement | 72 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I help everyday people grow their income through trading bots and high-yield ETFs — combining automation and smart investing to take the first step toward financial freedom.
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