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what.tax

Max Donovan | what.tax
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Keep more of what you earn through smart business structuring, tax optimization, and strategic savings.

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Issues265Founded2 years agoLast Issue4 days ago
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Latest Issues

The IRS Is Catching Up to AI Income Faster Than Most People Realize

The popular take on the IRS in 2026 is that it has been gutted, and that anyone earning money on the side can relax. Half of that is true.

The agency has lost thousands of examiners. The Treasury Inspector General for Tax Administration fo...

4 days ago
6

Why Paying Off Your Mortgage Early Could Be the Worst Financial Decision You Make

There’s a special kind of pride that comes with the words “paid off.”

You see it in personal finance forums. You hear it from parents and grandparents. You feel it every time you send an extra $1,000 to the lender and watch the balance dro...

6 days ago
9

How to Use Your Home Equity to Build Wealth Without Selling or Refinancing

A record $18 trillion is parked in American homes earning nothing. The regulation that converts dead equity into deductible capital is one paragraph long, and almost nobody files it.

Your equity has a yield of zero

7 days ago
13
Paid

The Retirement Gap Most High Earners Don’t See Until It’s Too Late to Fix.

Your account balance is a gross number. The net depends on a tax rate you have not set yet, and the years in which you can still set it are shorter than you think.

The number on your statement is a gross number

9 days ago
5
Paid

How Long Until You Don’t Have to Work? The Calculation Most People Get Completely Wrong.

Ask a room of business owners how much they need to stop working, and you will hear round numbers. Two million. Three million. Five, “to be safe.”

Ask how they got there, and the answer is usually a feeling.

That is the first problem. The...

11 days ago
24

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  • Max Donovan | what.tax

    I'm Max. I offer tailored insights and strategic guidance to help you maximize tax efficiency through smart planning and optimization.

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