Keep more of what you earn through smart business structuring, tax optimization, and strategic savings.
| Platform |  | Pricing | Freemium | Publishes | Daily |
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| Issues | 283 | Founded | 2 years ago | Last Issue | 2 days ago |
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whattax.substack.comLatest Issues
Open Enrollment Is Your Biggest Money Decision of the Year. Most People Just Click “Same as Last Year.”
Every November, Americans make a five-figure financial decision in about the time it takes to order lunch.
That isn’t exaggeration. The average employer-sponsored family health plan now costs $28,303 a year, according to KFF’s 2026 Employe...
How to Pick Your Benefits This Month and Save $3,000 Next Year
Two payroll elections clear $3,000 in federal tax for 2027. Most people pick the wrong two.
Open enrollment is the only tax deadline most people meet without realizing it’s a tax deadline. You click through a benefits portal in November, a...
The Self-Employment Tax Hit Most Freelancers Don’t See Coming (And How to Shrink It)
For most freelancers earning under $219,000, self-employment tax is a bigger bill than federal income tax. Here’s what actually shrinks it.
Every year, a wave of first-time freelancers sits down with their tax software in March, plugs in a...
Why Your Savings Account Is Quietly Losing You Money Every Year
Chase pays 0.01% APY on its standard savings account. So do Bank of America and Wells Fargo. On $100,000, that is $10 of interest a year, before tax.
Over the twelve months ending in September 2026, consumer prices rose 3.7%, according to...
How to Invest Your First $10,000 Without Handing a Chunk of It to the IRS
The fund you pick matters less than the account you put it in. Here’s the 2026 order of operations that keeps more of your first $10,000 compounding for you.
Most people agonize over what to buy with their first $10,000. S&P 500 or total m...
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I'm Max. I offer tailored insights and strategic guidance to help you maximize tax efficiency through smart planning and optimization.
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