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Keep more of what you earn through smart business structuring, tax optimization, and strategic savings.

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Latest Issues

The $40K Tax Bill Your Accountant Doesn’t See Coming

Cost segregation isn’t free money. It’s a loan against your future tax rate, and almost nobody runs the exit numbers.

Every real estate investor and business owner I talk to right now has the same phrase on their mind: cost segregation stu...

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Stop Waiting to Restructure Your Business. The Perfect Moment Doesn’t Exist.

Ask ten business owners why they haven’t elected S-Corp status, split their business into separate entities, or opened a retirement plan, and eight will give you a timeline instead of a reason. Once things settle down. After this next contr...

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The IRS Gave Business Owners a $72,000 Retirement Loophole. Most Have Never Used It.

It’s not a new account. It’s unused room in the one you already have, and the 2026 numbers just made that room bigger.

Ask a profitable business owner what their Solo 401(k) limit is, and most will say $24,500. That’s the 2026 employee def...

10 days ago
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The Hidden Cost of Growing Too Fast Without the Right Financial Structure

In the summer of 2017, a company built its entire pitch around one number: $9.95 a month for unlimited movies. It sounds absurd in hindsight, and it was. But for a few months, it worked almost too well.

MoviePass added subscribers faster t...

12 days ago
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The Business Structure That Lets You Keep 40% More of What You Earn

Inside the self-employment tax mechanic, the Section 199A rules OBBBA just made permanent, and the retirement stacking move most owners never run, with the actual 2026 numbers.

Every dollar of profit that flows through a sole proprietorshi...

15 days ago
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  • Max Donovan | what.tax

    I'm Max. I offer tailored insights and strategic guidance to help you maximize tax efficiency through smart planning and optimization.

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