Mortgage Lending Explained
J.S. Whaldo, John A Mackey, Gerry WestonClear, expert guidance on mortgage rules, approvals, and what lenders look for to assist buyers and professionals in navigating the lending process. Written by a 30-year underwriting pro. Subscribe to feel confident, not confused.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 122 | Founded | a year ago | Last Issue | 12 days ago |
| Active | |||||
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jswhaldo.substack.comLatest Issues
Give Me Credit, Season 2, Episode 1
Give Me Credit Podcast is available on Substack, Apple Podcasts, Spotify, YouTube, and other Podcast Platforms.
Give Me Credit - Apple Podcasts
Give Me Credit - Spotify
Give Me Credit - YouTube
Give Me...
Can Rental Income Help You Qualify for a Mortgage? What Borrowers Need to Know
You own a rental property and collect $2,500 a month in rent. Now you’re ready to buy another home, so naturally you’re thinking, “That’s another $2,500 a month coming into my household. Surely that will help me qualify.”
Well...maybe.
Re...
Give Me Credit Episode 24 - Summer Encore
We’re wrapping up our Summer Encore series with an episode that may change the way you think about debt collection.
If you missed this one the first time around, now is your chance to catch it. And if you listened before, it may be worth a...
Give Me Credit Episode #17 - Summer Encore
As our Summer Encore series nears its end, we’re revisiting one of our most timely conversations.
Buy Now, Pray Later takes a hard look at the world of Buy Now, Pay Later (BNPL) loans and why they deserve far more attention than they get....
How Lenders Calculate Your Mortgage Qualifying Income: Salary, Hourly, Overtime/Bonus Explained
Bringing This One Back
Some articles clearly hit a nerve, and this one has been my most-read article to date. So, as summer winds down and we head into Labor Day and the fall homebuying season, I’m bringing it back for anyone who misse...
Key Facts
Audience Metrics
Subscribers, engagement, traffic and sponsorship for Mortgage Lending Explained.
| Subscribers | Engagement | 69 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I’m J.S. Whaldo, a mortgage underwriter for over 30 years. I explain guidelines, loan decisions, and how to avoid surprises for homebuyers, Realtors, bankers, and mortgage professionals. Co-host of the podcast Give Me Credit.
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
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