Mortgage Lending Explained
J.S. Whaldo, Gerry Weston, John A MackeyClear, expert guidance on mortgage rules, approvals, and what lenders look for to assist buyers and professionals in navigating the lending process. Written by a 30-year underwriting pro. Subscribe to feel confident, not confused.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 131 | Founded | a year ago | Last Issue | 12 days ago |
| Active | |||||
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jswhaldo.substack.comLatest Issues
Give Me Credit - Season 2, Episode #7
Give Me Credit Podcast is available on Substack, Apple Podcasts, Spotify, YouTube, and other Podcast Platforms.
Give Me Credit - Apple Podcasts
Give Me Credit - Spotify
Give Me Credit - YouTube
In Part 2 of ou...
How Mortgage Lenders Use Rental Income to Qualify Borrowers
Over the last three articles, we’ve looked at whether rental income can help you qualify for a mortgage, when a lender may be able to use it, and why the rent you collect isn’t necessarily the income that counts toward qualification. Now it...
Give Me Credit - Season 2, Episode #6
Give Me Credit Podcast is available on Substack, Apple Podcasts, Spotify, YouTube, and other Podcast Platforms.
Give Me Credit - Apple Podcasts
Give Me Credit - Spotify
Give Me Credit - YouTube
If you think cr...
Give Me Credit - Season 2, Episode #5
Give Me Credit Podcast is available on Substack, Apple Podcasts, Spotify, YouTube, and other Podcast Platforms.
Give Me Credit - Apple Podcasts
Give Me Credit - Spotify
Give Me Credit - YouTube
Part Two of our...
Why Your Rental Income Isn't Really $2,500
In Part 1, we talked about why rental income isn’t automatically qualifying income when you’re applying for a mortgage. In Part 2, we looked at the different situations where rental income might help you qualify, whether you already own an...
Key Facts
Audience Metrics
Subscribers, engagement, traffic and sponsorship for Mortgage Lending Explained.
| Subscribers | Engagement | 68 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
I’m J.S. Whaldo, a mortgage underwriter for over 30 years. I explain guidelines, loan decisions, and how to avoid surprises for homebuyers, Realtors, bankers, and mortgage professionals. Co-host of the podcast Give Me Credit.
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
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