
Clear, expert guidance on mortgage rules, approvals, and what lenders look for to assist buyers and professionals in navigating the lending process. Written by a 30-year underwriting pro. Subscribe to feel confident, not confused.
| Platform | Pricing | Only free issues | Publishes | Twice weekly | |
|---|---|---|---|---|---|
| Issues | 108 | Founded | a year ago | Last Issue | 8 days ago |
| Active | |||||

If you missed this one, it is worth circling back to. This episode features a real debt collection call that quickly exposes misinformation, pressure tactics, and legal threats that do not match the facts. John walks through it calmly and c...
Divorce does not erase your name from a loan.
That is the hard truth attorney David Cox breaks down in this Summer Encore episode of GMC #34.
Even if a divorce decree assigns a debt to your ex, lenders are not part of that agreement. If y...
For the past few years, many hopeful homebuyers have found themselves sitting on the sidelines, waiting for mortgage interest rates to come back down. While no one can predict exactly where rates are headed, many housing economists expect t...
One year ago, John Mackey and I launched Give Me Credit with a simple goa...
For years, consumers have been told that credit bureaus are neutral scorekeepers. But what happens when the company grading your financial behavior is also earning commissions from the loans and credit cards it recommends?
In Episode 45 of...
Subscribers, engagement, traffic and sponsorship for Mortgage Lending Explained.
| Subscribers | Engagement | 69 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
The writers behind this newsletter.
I’m J.S. Whaldo, a mortgage underwriter for over 30 years. I explain guidelines, loan decisions, and how to avoid surprises for homebuyers, Realtors, bankers, and mortgage professionals. Co-host of the podcast Give Me Credit.
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
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