John A Mackey CreditGenius
John A Mackey, J.S. WhaldoJohn A. Mackey — “The Credit Genius” — is a FICO-certified credit expert and Marquis Who’s Who honoree who has worked inside the system since 1987, regarding credit, credit scoring and debt collection really work so you can turn confusion into leverage.
| Platform |  | Pricing | Freemium | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 553 | Founded | a year ago | Last Issue | 3 days ago |
| Active | |||||
Read this Newsletter
creditgenius.substack.comLatest Issues
News, Views, and P.U.s for August 7, 2026: Mortgage Rates Rise, FICO 10T Expands, and Household Debt Gets Harder to Hide
Introduction
This week’s financial news tells two very different stories.
According to the first story, the housing market is slowly becoming more favorable to buyers. Homes are selling below their asking prices in many major cities. Hous...
Why So Many Americans Feel Broke Even When They're Working: The Truth About Housing, Consumer Debt, and the Cost of Living
REVISED EDITION
If you’ve talked to almost anyone lately, you’ve probably heard the same thing.
“I make more money than I used to, but somehow I feel like I’m falling behind.”
That’s not just a feeling. For millions of Americans, it’s re...
Real Estate Education Revealed: What Every Homebuyer and REALTOR® Needs to Know Before Buying or Selling a Home
Welcome back to this Encore Performance of Give Me Credit, one of our most popular conversations for homebuyers, home sellers, REALTORS®, loan officers, mortgage professionals, and anyone interested in the home buying process.
In this epis...
Debt Collection Satire: Inside the World of Debt Collectors, Collection Agencies, and Consumer Debt
OMAHA—Sitting in a cubicle beneath motivational posters reading Integrity, Compassion, and Collections Efficiency, debt collector Thomas Raines explained Monday that critics fundamentally misunderstand the modern debt collection industry....
Encore Episode: Understanding the Fair Credit Reporting Act (FCRA) with Jacob Hippensteel
Originally one of our most informative conversations, we’re bringing back this encore presentation of Give Me Credit, where J.S. Whaldo and I sit down with Jacob Hippensteel, one of the nation’s leading litigators in credit reporting and co...
Key Facts
Audience Metrics
Subscribers, engagement, traffic and sponsorship for John A Mackey CreditGenius.
| Subscribers | Engagement | 72 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
Explore More
Authors
The writers behind this newsletter.
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
I’m J.S. Whaldo, a mortgage underwriter for over 30 years. I explain guidelines, loan decisions, and how to avoid surprises for homebuyers, Realtors, bankers, and mortgage professionals. Co-host of the podcast Give Me Credit.
Frequently Asked Questions
How can I access the email archive for John A Mackey CreditGenius?
You can find recent issues that have been published by John A Mackey CreditGenius on Reletter by scrolling up to where it says Latest Issues. Tap on the link for any of the most recent emails or hit More Issues to see older ones.
How many subscribers does John A Mackey CreditGenius have?
To see how many people subscribe to John A Mackey CreditGenius, simply upgrade your Reletter account. We provide readership numbers and lots of other stats for this newsletter so you can decide if it's worth reaching out to.
How can I advertise in John A Mackey CreditGenius?
Newsletter advertising can be extremely effective when it's done right. Before you pitch John A Mackey CreditGenius as a potential sponsor or partner, make sure that you've done your research and checked its newsletter stats with Reletter.
Then, personalize one of our winning pitching templates and send it to the right person using the contact info provided.
How much does it cost to sponsor a publication like John A Mackey CreditGenius?
Newsletter ad rates (or CPM) vary depending on many factors, including industry, number of subscribers, open rate, ad placement and more.
To find out how much an ad will cost, contact John A Mackey CreditGenius using the contact information provided and ask for a copy of their media kit.
How can I find newsletters related to John A Mackey CreditGenius?
Scroll up to where it says Related Newsletters to see other publications like John A Mackey CreditGenius. You can also search our email newsletter directory to discover other newsletters that cover the topics you're interested in.
How do I contact John A Mackey CreditGenius?
Reletter provides this newsletter's website URL above, where you will often find their contact information. We also provide links to associated social media accounts and pitching templates so you can reach out fast.