John A Mackey CreditGenius
John A Mackey, J.S. WhaldoJohn A. Mackey — “The Credit Genius” — is a FICO-certified credit expert and Marquis Who’s Who honoree who has worked inside the system since 1987, regarding credit, credit scoring and debt collection really work so you can turn confusion into leverage.
| Platform |  | Pricing | Freemium | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 500 | Founded | a year ago | Last Issue | 4 days ago |
| Active | |||||
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creditgenius.substack.comLatest Issues
INCÓGNITO - Gobsmacked in Conciliation Court: Everybody Can Bite Me!
Welcome to Incognito.
What happens when a creditor/debt collector stops calling and starts suing?
In this episode of Incognito, John Mackey examines one of the biggest mistakes consumers make when facing a debt lawsuit: doing nothing. Lea...
Sued for Debt? The Surprising Reality of Conciliation Court
Important Disclaimer: I am not an attorney, and nothing in this article should be considered legal advice. I am a consumer credit educator and advocate. The observations discussed here are based on a recent conversation I had with an attorn...
Incognito - The Great Brownie Heist:
Every shared kitchen is governed by a fragile peace treaty, usually signed in Sharpie on a carton of almond milk or a labeled tupperware of Sunday meal prep. But in a big, rambling house in South Minneapolis, that treaty didn’t just break;...
Module 10: Debt Collectors: Lies, Damn Lies, And Deceit
How Debt Problems Quietly Become Financial Disasters
Module 10 begins with a hard truth most people never realize until it is too late: the debt collection system is not built around fairness. It is built around procedure. In this lesson,...
The Great Brownie Heist
This is the story of one man’s quest to show love and affection for his good friend. It’s all about teasing as a bonding element between people. Childish? Beyond that. Funny? It’s man humor. It’s like all the antics that go on between peopl...
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| Subscribers | Engagement | 72 | Monthly Web Visits | ||
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| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
Winner of Marquis Who's Who, John Mackey, founder of CreditGeni.us, Master Credit Solutions, US Credit Project, and Give Me Credit Media, is a leading expert in credit restoration, FICO scoring, and debt collection.
I’m J.S. Whaldo, a mortgage underwriter for over 30 years. I explain guidelines, loan decisions, and how to avoid surprises for homebuyers, Realtors, bankers, and mortgage professionals. Co-host of the podcast Give Me Credit.
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