On the Money
Drew | On The MoneyPractical money advice you'll actually use, from a mortgage pro chasing FIRE.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 38 | Founded | a year ago | Last Issue | 9 days ago |
| Active | |||||
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drwcrts.substack.comLatest Issues
Real Numbers: September 2026
Our net worth dropped $9,098 in September. We made less than normal and spent more than usual on travel, but we’ll say Zillow took most of it.
Both of our houses lost value on paper this month, $14,100 combined. So an algorithm had a diffe...
5 Things That Can Kill Your Mortgage Application in the Last 30 Days
You’re three weeks from closing, and the furniture store is offering 0% for 24 months on the couch you already picked out.
It feels like a smart move. No interest, new house, new couch. Why not?
Because your loan isn’t done yet!
Unfortun...
We Fit $800/m of Travel Savings Into Our Early Retirement Plan
We just got back from Costa Rica and wow... What an amazing place! Alyssa actually won this trip for being such a boss at work. She was one of two people there who were nominated by their peers as a “game changer” for the work she does. #BO...
On the Money Toolkit
Financial tools to help with the biggest money decisions and habits. Free for On the Money subscribers.
The 30-Day $1,000 Emergency Fund Challenge
If you don’t have $1,000 set aside right now, you’re not alone. Roughly half of Americans can’t comfortably cover an unexpected $1,000 expense. I’ve seen what happens when that bill hits anyway, because I talk to people applying for mortgag...
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| Subscribers | Engagement | 72 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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Authors
The writers behind this newsletter.
Mortgage loan officer | Real FIRE journey with real numbers | Practical money advice you'll actually use | Nashville, TN
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