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Practical money advice you'll actually use, from a mortgage pro chasing FIRE with his wife

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Latest Issues

What First Time Buyers Miss, and Why It Costs Them Thousands

Buying your first home is the biggest financial decision most people ever make, and most go into it knowing very little about how a mortgage works.

So they focus on the two numbers they understand: the monthly payment and the cash to close...

5 days ago
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The Cheapest Loan Estimate Usually Isn’t

The lender with the lowest closing costs on paper isn’t always the cheapest lender.

I watched that trip people up for nine years as a loan officer. Someone would line up their quotes, find the smallest total, and go with that lender. Total...

12 days ago
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The Mortgage Math Matters Less Than You Think

Most buyers I’ve worked with could quote their rate to two decimal places, especially if it’s low.

Far fewer could tell me what a normal Tuesday would look like in the new house. How long the drive to work would be. Whether they’d walk any...

19 days ago
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A "Quick Connect" at 11:30 Ended My 9 Year Career

Last Wednesday at 11:15, a Zoom invite showed up on my calendar titled “Quick connect.” The meeting started at 11:30.

I joined with a handful of other remote employees, and we were patched into a conference room with management and a few p...

a month ago
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Real Numbers: September 2026

Our net worth dropped $9,098 in September. We made less than normal and spent more than usual on travel, but we’ll say Zillow took most of it.

Both of our houses lost value on paper this month, $14,100 combined. So an algorithm had a diffe...

a month ago
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  • Drew | On The Money

    Practical money advice you'll actually use, from a mortgage pro chasing FIRE with his wife. 📍Nashville

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