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one-fs | top 1% fintech

Dom Monhardt

Join the top 1% of the Fintech community. Fintech leaders and innovators gain exclusive access to unique insights, premium resources, and cutting-edge content on technology, product development, user experience, and more.

Platform
Substack
PricingFreemiumPublishesWeekly
Issues88Founded3 years agoLast Issue6 months ago
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one-fs.com
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Latest Issues

When software becomes an employee

Hey, Dom here 👋

Over the last few weeks, I’ve been working with something that felt like magic.

At first, it felt like a toy. Then like software. And then, without really noticing, I started treating it like an employee.

That moment is...

6 months ago
5

What 2025 Made Clear

Looking back at 2025, through the ideas that stuck

The end of last year was intentionally slower for me.

I spent time on personal projects, stepped away from the usual pace, and enjoyed proper family time over the holidays. Coming bac...

7 months ago
8

Why OpenAI’s Life Management Will Make Banking Invisible

Hey there! Dom here 👋

This week I’ve been deep in AI experiments - building agents, automating flows, and running everything locally on my 80 GPUs (just flexing a little 😆). It’s been a reminder that the best way to cut through AI hype i...

9 months ago
7
2

The browserless fintech playbook

How to prepare your fintech for the browserless world

OpenAI just launched Instant Checkout in ChatGPT, powered by the Agentic Commerce Protocol (ACP). Shoppers in the US can already buy from Etsy inside ChatGPT, with Shopify support fol...

10 months ago
3

How Revolut Turned Referrals into a $4B Growth Machine

Hi everyone 👋

This week we’re unpacking Revolut’s viral growth machine. You’ll see how the company doubled its user base in two years, why 65% of new customers now come through referrals, and what makes its member-to-member loop both defe...

a year ago
6

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  • Dom Monhardt

    Founder of one-fs.com - the top 1% fintech newsletter

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