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Panagiotis' FinTech Newsletter

Panagiotis Kriaris

FinTech, Payments, Banking. Behind the Scenes. Explained.

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Substack
PricingOnly free issuesPublishesWeekly
Issues74Foundeda year agoLast Issue8 days ago
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Latest Issues

1) AI in Financial Services 2) Best-funded Fintechs 3) PayPal Restructuring 4) Is AI Resetting the Fintech Operating Model? 5) Visa vs. Mastercard latest results

1) AI in Financial Services

If you want to understand how AI is reshaping Financial Services, this is a must read.

This is my summary of the main trends from the 2026 Global AI in Financial Services Report (Cambridge Centre for Alternat...

8 days ago
12

1) From Search to AI: SEO vs. GEO 2) The AI-Native Banking OS 3) The Digital Identity Model 4) The Agentic Organisation

Welcome to my newsletter! Each week a few hand-picked topics from the world of fintech, payments and banking with behind-the-scenes analysis!

1) From Search to AI: SEO vs. GEO

By 2030 AI search could increase to 65% of global search tra...

15 days ago
5

1) The AI Platform Bank 2) Banking΄s Mythos Moment 3) The Card Payments Stack 4) B2B Payments' missing layer

Welcome to my newsletter! Each week a few hand-picked topics from the world of fintech, payments and banking with behind-the-scenes analysis!

1) The AI Platform Bank

AI is rewriting the platform banking model.

And BNY is now showing wh...

22 days ago
11
1

1) Scheme Agentic Plays 2) The AI Transformation Manifesto 3) NFC Payment Models 4) From ...Shoes to AI 5) Core Skills in 2030

1) Scheme Agentic Plays

It was a matter of time. Amex announced its own agentic commerce play. Next to that of Visa and Mastercard. It is the agentic war of the schemes.

American Express:

  • Announced ACE, a developer kit for agentic...
a month ago
8

1) 2026 Global Payment Trends 2) Challenger Banks US Exits 3) Global Stablecoin Regulation 4) OpenAI vs. Anthropic 5) The evolution of Software

1) 2026 Global Payment Trends

The 2026 Worldpay Global Payments Report is out, and it’s a must-read for anyone who wants to understand payments. This is my analysis.

1. Global Overview:

• Wallets are the entry point to commerce (56% o...

a month ago
15

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  • Panagiotis Kriaris

    Having spent my career on the borderline between business and technology, I help people navigate the complex world of fintech, payments and banking by looking behind the scenes.

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