The AFT: At the Forefront of Transactions publishing
Konstantin DubovitskiyThe AFT publishing - previously known as Fundraising Radio, is a continuation of our efforts to bring in-depth knowledge of the payments space. You'll learn about topics in the payment space that you didn't even know existed!
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 389 | Founded | 4 years ago | Last Issue | 7 days ago |
| Active | |||||
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aftfinance.substack.comLatest Issues
Durbin-Regulated VS Unregulated. Cutting IC by 95% for debit cards.
Durbin Amendment is unironically one of the most interesting phenomena that I have encountered in my 4 years in payments. In what follows, I’ll explain Durbin regulation, its impacts and largely untapped opportunities it presents for mercha...
RTP, Clearing, Batching Transaction Postings and UX issues.
Everyone in the payments space is familiar with RTP but few of us really know what happens when the funds land.
Here are some key topics I’ll cover in this article:
- Why do recipients see “pending” on the RTP transactions but the bala...
Payment Descriptors: Static, Dynamic, Soft and Hard
Basics of Descriptors.
A billing descriptor is a text that is displayed on the statement of a payor. Simply put, it’s what the person who paid for something or transferred money to someone sees in their banking/wallet user interface....
VTS, PAN, DPAN: Cad Network Tokenization
When a customer pays with a card, their card information isn’t actually shared (nor stored) by any party besides the Card Network and the Issuer. How?
That’s what I’ll talk about in this article.
Before we start on this fun journey, che...
RDR, VROL, VCR and VRAD: dispute life cycle
If you haven’t read my last piece yet, please do - it is amongst my best performing articles so far for a good reason. It’s in-depth and on a subject that everyone encounters: structure of card acquisition and interchange fee assignment. Re...
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Authors
The writers behind this newsletter.
I run a podcast and publication about payments: At the Forefront of Transactions (AFT). Interviews with payments experts, in-depth articles about operations of payment rails, inter-bank payments systems, FBO accounts and more!
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