Pranay’s Substack
Pranay KapoorUnfiltered thoughts on US stocks, companies, and the occasional existential crisis. Join me as I navigate the world of investing.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 35 | Founded | 2 years ago | Last Issue | 10 days ago |
| Active | |||||
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pranaykapoor.substack.comLatest Issues
June 2026 Portfolio Update
So 2026 has not been a good year for my actively managed US portfolio. I’m sharing this because a lot of people ask me where they should invest their money — and this is my way of saying, don’t ask me!
My portfolio is down about 9% YTD, wh...
The only term insurance guide you need in 2026
Most people who buy term insurance buy the wrong one.
Not because they didn’t try. But because the information available online is either too shallow, too sponsored, or built around one number - the Claim Settlement Ratio, that sounds impo...
Health Insurance for 2026 in India
I spent the last few weeks going through 18 health insurance policies — calling companies, checking policy wordings, running the numbers. This post is the summary. The full comparison sheet is attached at the bottom. YT Video coming out soo...
Mutual Fund 2026 Strategy - Part 2
In Part 1, we went deep into the “Size” quadrant (Large vs. Mid vs. Small). The results were honestly surprising. Recap -
- The “Traditional” 50/30/20 split is overrated. In the last 5 years, an optimal portfolio would have been 81% Mid...
Why I Built My Own Mutual Fund Backtester
We’ve all played the “What If” game with our money.
“What if I’d gone 50/50 on Nifty and Midcaps five years ago?” “How much would that 2020 crash have actually hurt my specific portfolio?”
The problem? Most tools that answer these questio...
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I'll share weekly insights on work, stocks, credit cards, cars, Ironman training & more. Also, check out my YouTube channel if you haven't already! Subscribe and let's get to know each other more!
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