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Ten Dollar Latte

Maria DeVoto

Newsletter on how to spend your money more intentionally, written by a 20-something in NYC (while enjoying a $10 latte)

Platform
Substack
PricingFreemiumPublishesWeekly
Issues121Founded2 years agoLast Issue8 days ago
Active

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tendollarlatte.substack.com
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Latest Issues

Do men pay the singles tax?

I write about all aspects of social finance, which is a big part of personal finance. Sure, personal finance is how you spend and invest your money, but a big part of that is spending in social situations—how much to spend on a dinner out w...

8 days ago
20
3

7 (more) things I stopped spending money on that made me happier

Over a year ago, I wrote the post 7 things I stopped spending money on that made me happier. I fully stand by all of these except #1 (having a gym in building) and #6 (loose leaf tea): I work out so much more with a gym just an elevator rid...

22 days ago
43
7

What I spend in a month in NYC (May 2026)

A quick note: As of May 1st, 2026, I’ve decided to start donating 100% of my Substack paid subscription profits, plus a 10% match out of my own pocket, to the Food Bank for NYC. In each monthly recap, I’ll share a quick summary on how much...

a month ago
22
3

Five personal finance books that recently changed my life

It’s pretty crazy how reading a book can change your life. I can directly point to many books in the past that have changed the course of my life—that caused me to attend a certain school, take a certain trip, or look at life a little bit d...

a month ago
31
4

I love tracking my net worth (especially when it drops)

While I only started regularly tracking my monthly spending two and a half years ago, I started tracking my net worth in 2020. I’m not sure 100% why—it was probably a mix of having more time at home during the pandemic, having a few more ac...

a month ago
13
9

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  • Maria DeVoto

    20-something writing about spending and living intentionally in NYC while drinking a $10 latte // [email protected]

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