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Ten Dollar Latte

Maria DeVoto

Newsletter on how to spend your money more intentionally, written by a 20-something in NYC (while enjoying a $10 latte)

Platform
Substack
PricingFreemiumPublishesWeekly
Issues119Founded2 years agoLast Issue9 days ago
Active

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Latest Issues

What I spend in a month in NYC (May 2026)

A quick note: As of May 1st, 2026, I’ve decided to start donating 100% of my Substack paid subscription profits, plus a 10% match out of my own pocket, to the Food Bank for NYC. In each monthly recap, I’ll share a quick summary on how much...

9 days ago
18
3

Five personal finance books that recently changed my life

It’s pretty crazy how reading a book can change your life. I can directly point to many books in the past that have changed the course of my life—that caused me to attend a certain school, take a certain trip, or look at life a little bit d...

16 days ago
29
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I love tracking my net worth (especially when it drops)

While I only started regularly tracking my monthly spending two and a half years ago, I started tracking my net worth in 2020. I’m not sure 100% why—it was probably a mix of having more time at home during the pandemic, having a few more ac...

23 days ago
12
9

The Ten Dollar Latte Net Worth Tracker

"net worth" = just a way to track accounts, no reflection on your worth

Link below to download the Ten Dollar Latte Net Worth Tracker! Use this spreadsheet to keep track of all of your savings and investment accounts, as well as any debt,...

24 days ago
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My mom is my financial advisor

It’s great that there’s a lot more talk today about financial privilege: things that you’re born with that give you a financial head start. Of course, there’s the obvious examples: a trust fund, parents paying for your college, or not needi...

a month ago
16
7

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  • Maria DeVoto

    20-something writing about spending and living intentionally in NYC while drinking a $10 latte [email protected] 100% of paid sub profits go to the Food Bank for NYC

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