The Bearing
Malcolm HunterMapping the deep structure of finance
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 35 | Founded | 4 months ago | Last Issue | 32 hours ago |
| Active | |||||
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mhbearing.substack.comLatest Issues
Why £1,000 saved in 1990 is the cruellest number in personal finance (#32)
Block 4 — The invisible tax
This is article 32 of The Architecture of Money, a 100-part series on money, debt, and Bitcoin. Start from the beginning [here], or read on.
Suppose you had saved £1,000 in January 1990 and placed it in a stand...
The tax you pay without a tax return (#31)
Block 4 — The invisible tax
This is article 31 of The Architecture of Money, a 100-part series on money, debt, and Bitcoin. Start from the beginning [here], or read on.
Every April, millions of people file a tax return. They see the numbe...
Who sits at the top of the pyramid, and what they actually control (#30)
Block 3 — The architecture of modern finance
This is article 30 of The Architecture of Money, a 100-part series on money, debt, and Bitcoin. Start from the beginning [here], or read on.
Nobody designed the modern financial system in a sin...
Fractional reserve banking: the magic trick that creates money from nothing (with your permission) (#29)
Block 3 — The architecture of modern finance
This is article 29 of The Architecture of Money, a 100-part series on money, debt, and Bitcoin. Start from the beginning [here], or read on.
You signed a piece of paper and created money. Not m...
The financial system as infrastructure: neutral pipes, or pipes with a gradient? (#28)
Block 3 — The architecture of modern finance
This is article 28 of The Architecture of Money, a 100-part series on money, debt, and Bitcoin. Start from the beginning [here], or read on.
Nobody thinks about plumbing until something stops f...
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