
Where transaction & payment economics meet operational reality. I decode the power shift between ERPs, fintechs, and banks to reveal who captures the value.
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Finance isn’t primarily about recording transactions.
Six months ago I assumed AI would replace consultants. Instead, it helped me rebuild one.
Legacy Layer Analysis ©Streamtech Advisors, LLC 2026
## The Spreadsheet Said “Relax.” The Customer Did Not.
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The writers behind this newsletter.
Henry Ijams helps finance leaders fix broken processes across billing, AP, payments. Founder of Streamtech Advisors and PayStream Advisors, he delivers independent, practical guidance that improves cash flow, controls, and team capacity.
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