TopMoneyTips
Calm monthly money decisions for people who earn enough but still feel uneasy. One 20-minute check a month - no transaction logging, no spreadsheets. From TopMoneyTips.com.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 15 | Founded | 3 months ago | Last Issue | 5 days ago |
| Active | |||||
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topmoneytips1.substack.comLatest Issues
The Month With a Third Paycheck Is Not Extra Money
If you are paid every two weeks, you receive 26 paychecks a year. A monthly budget usually counts two per month, which is 24. The two paychecks in between do not appear anywhere in the plan.
That is a calendar fact the plan has to be told...
The Bill That Arrives Once a Year Is a Monthly Cost
Open last year's statements and list every payment that appeared once. Car insurance. Vehicle inspection and road tax. Home contents cover. School supplies in late summer. Winter gifts.
None of these was a surprise in the sense that nobody...
The Only Time Your Fixed Costs Fall on Their Own
Committed outflow has a direction. Rent reviews go up. Insurance renews higher. A streaming plan moves to the next tier. A phone upgrade adds eight a month. Over a year the fixed column drifts upward without anyone approving it.
There is o...
The Bill That Belongs to Neither of You
Most households that share money split the bills. Very few of them split the ownership.
One person pays the rent. The other pays childcare. Each looks at what is left on their own side, and both are right about their own half. The month st...
The Price You Agreed To Is Not the Price You Pay
Every recurring charge you pay started as a decision. You compared, you picked, you agreed to a price. That was the last time anyone asked you anything.
After that the price moves on its own. The mobile plan renews a few euros higher. The...
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| Subscribers | Engagement | 66 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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The writers behind this newsletter.
Practical money systems to help you spend better, worry less, and make clearer financial decisions.
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