TopMoneyTips
Calm monthly money decisions for people who earn enough but still feel uneasy. One 20-minute check a month - no transaction logging, no spreadsheets. From TopMoneyTips.com.
| Platform |  | Pricing | Only free issues | Publishes | Twice weekly |
|---|---|---|---|---|---|
| Issues | 13 | Founded | 2 months ago | Last Issue | 15 days ago |
| Active | |||||
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topmoneytips1.substack.comLatest Issues
The Only Time Your Fixed Costs Fall on Their Own
Committed outflow has a direction. Rent reviews go up. Insurance renews higher. A streaming plan moves to the next tier. A phone upgrade adds eight a month. Over a year the fixed column drifts upward without anyone approving it.
There is o...
The Bill That Belongs to Neither of You
Most households that share money split the bills. Very few of them split the ownership.
One person pays the rent. The other pays childcare. Each looks at what is left on their own side, and both are right about their own half. The month st...
The Price You Agreed To Is Not the Price You Pay
Every recurring charge you pay started as a decision. You compared, you picked, you agreed to a price. That was the last time anyone asked you anything.
After that the price moves on its own. The mobile plan renews a few euros higher. The...
Your Average Month Is Not a Month You Will Ever Have
If your income moves month to month, the average is the number most budgets get built on. It is also the number least likely to turn up.
An average is assembled after the fact, out of months you already got through. It carries no informati...
Your Budget Records the Month. It Should Decide It.
A budget that records is not the same tool as a budget that decides. Most of the ones that fail are the first kind.
The recording version answers a question about the past: where did it go. It is accurate, it is tidy, and by the time it is...
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| Subscribers | Engagement | 67 | Monthly Web Visits | ||
|---|---|---|---|---|---|
| Accepts Sponsors | Estimated Cost per Ad | ||||
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The writers behind this newsletter.
Practical money systems to help you spend better, worry less, and make clearer financial decisions.
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