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Let’s talk about personal finance and life honestly to improve your money habits through simple, daily actions. Create a life free from debt, and freedom will follow.

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Substack
PricingOnly free issuesPublishesWeekly
Issues39Founded6 months agoLast Issue2 days ago
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Latest Issues

An Unexpected Expense in the Budget

It is the first of the month, and you drew up a beautiful budget. Every single dollar is accounted for. All the must-haves are covered. You could not be happier. The month continues, and everything is going according to plan. Then you have...

2 days ago
2

Short Discussion on Co-Signing

This is a topic that I am hesitant to write about. Co-signing a loan for a child. The topic can be very contentious from one parent to the next. So let’s begin with a piece of wisdom taken from the Bible.

Yes, this is from the Bible. This...

9 days ago
7
1

What is your relationship with money?

Photo by Marek Studzinski on Unsplash

When you think about money, what is the very first thought that comes to mind?

For myself, the first thing that comes to mind is security. Not necessarily a physical security, but certainly a mental...

16 days ago
4

Is Debt Payoff Making You Bored? A Couple of Tips.

One of the more difficult aspects of paying off debt is knowing you can’t go out, but still need something to pass the time. Life can get monotonous and downright boring at times. I will provide a few ideas for maintaining sanity while stil...

23 days ago
7
5

The Latte Debate...

I have been reading and consuming enough Substack Finance articles and notes now to notice that everyone seems to discuss whether a fancy latte hurts your personal finances, or if it's a nice treat that's okay. The discussion will take a fe...

a month ago
7
4

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  • Honesty-First Personal Finance

    Let’s talk about personal finance and everyday life—no jargon, just honest ways to improve your money habits through simple, daily actions. Create a life free from debt, and freedom will follow.

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