Covered: Healthcare's complexity explained in 3 facts
Erica BreeseHealthcare is complicated, but it doesn't have to be mysterious. Covered breaks down the policies, programs, and players that shape American healthcare, three facts at a time. Clear, accurate, and actually useful.
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coveredhealthcarescomplexity.substa...Latest Issues
So, what are the ACA Marketplaces?
Over the last three weeks, we’ve learned about Medicare, Medicaid, and employer-sponsored insurance, but what if you’re not eligible for any of those? Maybe you retired early and aren’t yet eligible for Medicare. Or you’re a gig economy wor...
So, what is Employer Sponsored Insurance?
Employer Sponsored Insurance (ESI) is the third leg of the stool for health insurance coverage in the U.S., and it is exactly what it sounds like: health insurance provided (or sponsored) by an employer. Today, 154 million people are insure...
So, what is Medicaid?
If Medicare is the 100-pound gorilla in U.S. healthcare, Medicaid is its 50-headed cousin. Like Medicare, Congress established Medicaid in 1965 to provide coverage to low-income people. However, unlike Medicare, which was designed as a sing...
So, what is Medicare?
Medicare is the 100-pound gorilla in the United States healthcare system, providing health insurance coverage for nearly 70 million people.1 Congress authorized Medicare in 1965 to provide insurance coverage to older Americans.2 Today, over...
Welcome to Covered.
The United States healthcare system is a $4.9 trillion industry. It touches every business, every budget, and every person. And yet, it is so easy to feel lost. The acronyms, the policy debates, the incentives. Even those closest to it stru...
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Authors
The writers behind this newsletter.
Erica Breese has spent her career inside American healthcare — at CMS, advising health plans, and in consulting. She knows how the system works and why it's so hard to understand. Now she's breaking it down for everyone else, three facts at a time.
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