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Exploring how discipline & compounding power smarter saving, intentional budgeting, and long-term investing to build lasting wealth.

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Issues125Foundeda year agoLast Issue11 days ago
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Artwork for AWM Financial Newsletter

Latest Issues

Make Credit Cards Work for You

By Crawford Anderson and Chris Cardinal

This is one half of a conversation on credit card use. My collaborator on this, Chris, took the opposing side, and if you haven’t read it yet, start here. Chris is a fee-only, fiduciary financial pla...

11 days ago
35
2

Here's What You Need to Do to Get Wealthy

Minecraft Wealthbuilding #8: How investing the difference between your income and your spending leads to real wealth over time!

Read the article: https://open.substack.com/pub/crawfordanderson/p/this-is-how-to-become-a-millionaire?r=3...

12 days ago
9
1

This Is How to Become a Millionaire

By Crawford Anderson

I just finished reading The Millionaire Next Door by Thomas J. Stanley and William D. Danko. It undoubtedly sits on my Mount Rushmore of personal finance and investing philosophy books. The philosophy discussed even af...

18 days ago
39
4

Prediction Markets Are A Scam!

AWM Financial is a personal finance education brand founded by Crawford Anderson, a finance student at UNC Charlotte. Learn more at awmfinancial.net.

Subscribe to the newsletter: crawfordanderson.substack.com

Tools I Use
Aside f...

19 days ago
22

One Year of AWM Financial

By Crawford Anderson

One year of AWM Financial.

That’s both a flash in the pan and a lifetime. What’s been accomplished in just 365 days has been extraordinary.

I knew I wanted to help people with their personal finances since I was abou...

22 days ago
30

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Authors

The writers behind this newsletter.

  • Crawford Anderson
  • AWM Financial Newsletter

    Hi \ud83d\udc4b I’m Crawford, a 19-year-old finance major at UNC Charlotte, SMIF analyst and future financial planner. I write about the power of compounding in your portfolio and more importantly, your habits, through my own experiences (and mistakes!)

  • EverLeaf Finance

    Everleaf Finance is built on a simple but powerful idea: just as a tree continues to grow, strengthen, and reach toward new heights, so can your financial knowledge. We create resources that nurture growth in young adults within the world of finance.

  • Chris Cardinal

    Fee-only, fiduciary financial planner in McKinney, TX. I help families, professionals & business owners build wealth, not just manage it. Specializing in equity comp (RSUs, ESPPs, ESOPs). Market insights & plain-English education for real people.

  • Crawford Anderson

    I’m a senior finance major at UNC Charlotte and analyst on the Student Managed Investment Fund. I manage two personal portfolios that run independently. From long-term value investing to tax-efficient income, I explain what investments I own and why.

  • Crawford Anderson

    Without my faith, I’d probably be dead. I’ve experienced high-conflict divorce, abuse, destructive relationships, and growing up with a mom who has one of the rarest cancers in the country. Here’s what I’ve lived, learned, and continue to grow in.

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