AWM Financial Newsletter
Crawford Anderson, AWM Financial | Crawford, EverLeaf Finance, Chris CardinalExploring how discipline & compounding power smarter saving, intentional budgeting, and long-term investing to build lasting wealth.
| Platform |  | Pricing | Freemium | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 132 | Founded | a year ago | Last Issue | 6 days ago |
| Active | |||||
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crawfordanderson.substack.comLatest Issues
Apple Pays Me Every Time You Buy an iPhone
By Crawford Anderson
Odds are you’re reading this on an Apple device. Probably an iPhone, but possibly a MacBook or an iPad as well, and if you’re squinting at it on an Apple Watch, then bonus points for you. Either way, the iPhone you own...
AWM Monthly Digest | July 2026
By Crawford Anderson
I’m sorry to say it’s welcome-back-to-school time unless you’re looking forward to it—then congratulations on being a nerd. I just moved back on campus to be a resident advisor. I’m excited to note that I’ve already sa...
WTF Is a FICO Score
By Crawford Anderson
This is one half of a conversation on credit scores. My collaborator on this, Chris, discussed the VantageScore and how it compares to FICO. If you haven’t read his yet, start here. Chris is a fee-only, fiduciary finan...
S&P 500 Profits Jump 47%, the Fed Changes Course, and Gas Hits $4
By Crawford Anderson
U.S. stocks ended July 2026 essentially flat, as investors continued to digest the long-term effects of the war in the Middle East amid advancing peace proposals among major powers. New Federal Reserve chair Kevin Wars...
A College Student's Defense of the Printed Paper in the Age of AI
By Crawford Anderson
I can order a self-driving car from my watch and have my glasses tell me where to go, all while an AI assistant builds a website for me in the background and runs my business through a network of 15 agentic bots. Yet,...
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Authors
The writers behind this newsletter.
Hi \ud83d\udc4b I’m Crawford, a 19-year-old finance major at UNC Charlotte, SMIF analyst and future financial planner. I write about the power of compounding in your portfolio and more importantly, your habits, through my own experiences (and mistakes!)
Everleaf Finance is built on a simple but powerful idea: just as a tree continues to grow, strengthen, and reach toward new heights, so can your financial knowledge. We create resources that nurture growth in young adults within the world of finance.
Fee-only, fiduciary financial planner in McKinney, TX. I help families, professionals & business owners build wealth, not just manage it. Specializing in equity comp (RSUs, ESPPs, ESOPs). Market insights & plain-English education for real people.
I’m a senior finance major at UNC Charlotte and analyst on the Student Managed Investment Fund. I manage two personal portfolios that run independently. From long-term value investing to tax-efficient income, I explain what investments I own and why.
Without my faith, I’d probably be dead. I’ve experienced high-conflict divorce, abuse, destructive relationships, and growing up with a mom who has one of the rarest cancers in the country. Here’s what I’ve lived, learned, and continue to grow in.
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