Digital Bytes analyses blockchain adoption in banking, stablecoins in finance, tokenised assets and programmable money. A weekly briefing on how digital infrastructure is reshaping financial markets.
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Digital Bytes 14th October 2026
When AI agents choose the money, will UK bank deposits still win? - what happens when software, rather than humans, decides where money should sit? AI agents could continuously compare bank deposits with stablecoins, tokenised deposits and...
The grid is becoming a market: how AI and tokenisation will turn every home into an energy asset
Electricity is becoming the critical infrastructure of the twenty-first-century economy: artificial intelligence, data centres, electric vehicles, heat pumps and industrial electrification are increasing demand whilst solar, wind and batter...
Proof of personhood in reverse: when AI agents transact, how does blockchain know who is really in control?
For much of blockchain’s history, digital identity has meant connecting a wallet to a person with KYC, credentials, biometrics or reputation answering the question: “Who are you?” In 2026, that query is changing.
For much of blockchain’s h...
The AI trust stack in capital markets: why autonomous agents will scrutinise intermediated tokens
Tokenisation is often discussed as though it were one technology and one legal structure - it is neither.
Tokenisation is often discussed as though it were one technology and one legal structure - it is neither. The US Securities and Excha...
When AI agents choose the money, will UK bank deposits still win?
What happens when the choice of money is delegated to software?
The original proposition is deliberately provocative: autonomous AI agents tasked with protecting capital might examine UK commercial-bank deposits, see that they are not back...
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The writers behind this newsletter.
Jonny Fry, writes weekly Digital Bytes since 2018 , focused on blockchain, AI & digital economy. for banking, fintech & policy pros. He is also a speaker
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