Money Changes Everything
Ally Jane AyersA newsletter about money, investing, saving, spending, and how these things impact our lives and relationships.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 74 | Founded | 2 years ago | Last Issue | 8 days ago |
| Active | |||||
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moneychangeseverything.substack.comLatest Issues
Private Company Equity Is Not Cash
Let’s not confuse the promise of money with actual money.
Key takeaways:
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Private company equity is not cash; it is a high-risk, illiquid asset that may never become money.
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The big decisions happen earlier than most employees rea...
Am I Saving Enough #3: Capital Gains, Explained
A reader inherited her late father's Costco stock and wants to use it for a down payment. She's worried about a surprise tax bill.
Key Takeaways
- There’s no “buying a house” exemption for investment accounts. Using investment proceeds...
How Much Does it Cost to Get Pregnant?
I spent my 20s trying very hard not to get pregnant, and then all of a sudden, in my mid 30s, I thought I could just flip a switch and get pregnant now that I was financially stable and with a partner I wanted to raise a child with. It, unf...
What To Do If You F*cked Up Your Taxes
The good news is that you’re not going to jail. The bad news is that you might have to pick up the phone.
Key takeaways:
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Panicking about messing up your taxes and ignoring them altogether only makes things worse
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Filing an extensi...
Thanks to the World’s Snobbiest Golf Course, You Can Rent Your House Out for Two Weeks Without Paying Taxes
I love golf. I am aware this is not a normal thing to say. I have watched more hours of golf than I have watched of any other sport (which, I admit, isn’t much). I have opinions about swing mechanics. I cried when Rory McIlroy finally won t...
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Authors
The writers behind this newsletter.
Ally Jane Ayers is a Co-Founder of Brooklyn Fi, a firm that provides financial planning, tax, and investment management services. She’s a CFP®, Enrolled Agent, and writer who believes money advice should be clear, not cryptic.
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