Money Changes Everything
AJ AyersA newsletter about money, investing, saving, spending, and how these things impact our lives and relationships.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 80 | Founded | 2 years ago | Last Issue | 8 days ago |
| Active | |||||
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moneychangeseverything.substack.comLatest Issues
I’ve Seen Worse: Your Money Fears Are Not Special
You may feel alone in your confusion, but let me assure you, everyone around you is in the same boat.
Key Takeaways
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Your money fears are completely normal; don’t let them control you.
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Momentum beats perfection.
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Having a c...
Can I Afford to Move #3: My Tiny Apartment is So Cheap!
Is a deal always a good deal?
Key Takeaways
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Cheap rent is only a good deal if it’s buying you something. A rent-stabilized NYC apartment can buy you a fully funded escape hatch.
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One year of the money you’d save by staying, inves...
When Did We Decide Everyone Is a Nepo Baby?
What do we actually gain from keeping score?
Key Takeaways
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Privilege is runway: family money, a network, these are all opportunities to fail and keep trying.
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You can’t inherit a rich dad, but you can build your own safety net....
Creative Money: A Personal Finance Book for Artists, Innovators, and Misfits
Cover reveal, plus a look at what’s actually inside my new book from Penguin Random House.
You’ve got stock options and no real idea what a Roth IRA is. You haven’t paid quarterly taxes since Obama was president. Somewhere in your i...
Renters Insurance: Why $20 a Month Is the Best Deal in Personal Finance
Protect your stuff from disasters that are not your fault.
Key Takeaways:
Money Changes Everything is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.
- Your landlo...
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Authors
The writers behind this newsletter.
AJ Ayers, CFP®, is Co-Founder and CEO of Brooklyn Fi, a financial planning, tax, and investment firm. Her book Creative Money: New Financial Rules for Artists, Innovators, and Misfits is out November 10 from Penguin Random House.
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