Money Changes Everything
Ally Jane AyersA newsletter about money, investing, saving, spending, and how these things impact our lives and relationships.
| Platform |  | Pricing | Only free issues | Publishes | Weekly |
|---|---|---|---|---|---|
| Issues | 77 | Founded | 2 years ago | Last Issue | 13 days ago |
| Active | |||||
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moneychangeseverything.substack.comLatest Issues
Creative Money: A Personal Finance Book for Artists, Innovators, and Misfits
Cover reveal, plus a look at what’s actually inside my new book from Penguin Random House.
You’ve got stock options and no real idea what a Roth IRA is. You haven’t paid quarterly taxes since Obama was president. Somewhere in your i...
Renters Insurance: Why $20 a Month Is the Best Deal in Personal Finance
Protect your stuff from disasters that are not your fault.
Key Takeaways:
Money Changes Everything is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.
- Your landlo...
Why 529 Plans Are Worth It (Even If You Don’t Have Kids)
Or: If it’s good enough for senators, it’s good enough for your hypothetical baby.
Key takeaways:
Money Changes Everything is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subsc...
Private Company Equity Is Not Cash
Let’s not confuse the promise of money with actual money.
Key takeaways:
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Private company equity is not cash; it is a high-risk, illiquid asset that may never become money.
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The big decisions happen earlier than most employees rea...
Am I Saving Enough #3: Capital Gains, Explained
A reader inherited her late father's Costco stock and wants to use it for a down payment. She's worried about a surprise tax bill.
Key Takeaways
- There’s no “buying a house” exemption for investment accounts. Using investment proceeds...
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| Subscribers | Engagement | 77 | Monthly Web Visits | ||
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Authors
The writers behind this newsletter.
Ally Jane Ayers is a Co-Founder of Brooklyn Fi, a firm that provides financial planning, tax, and investment management services. She’s a CFP®, Enrolled Agent, and writer who believes money advice should be clear, not cryptic.
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