Next 30, Your Terms.
Next 30, Your TermsFor the midlife woman who kept everything running and is ready to build the next 30 years on her own terms.
| Platform |  | Pricing | Only free issues | Publishes | Daily |
|---|---|---|---|---|---|
| Issues | 68 | Founded | a year ago | Last Issue | 7 days ago |
| Active | |||||
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next30.substack.comLatest Issues
You Needed a Wife. Now You Need a Live-In Friend.
My sister and I used to do this after a bad fight with our husbands. One of us would call the other. We would spend twenty minutes cursing everyone out — the husbands, the in-laws, the whole situation — and by the end we had talked ourselve...
The Money Is Fine. The Days Are Not.
I check the account on the 20th.
Then again on the 21st.
Then again on the 23rd.
Not because anything happens on any of those dates. Not because a bill is due or a deposit is expected. The number has not changed. I know it has not change...
Social Security Changed. Nobody Called You.
The 2026 Social Security Trustees Report came out on a Tuesday in June. You probably missed it. We did too.
For three years we had been following a plan. My husband would wait until 70 to claim. We built it the autumn our grandson was born...
She Did Not Want Out. She Wanted Herself Back.
Tammy came to me the year after she finished the house.
It had taken her almost twelve months to get it right. The kitchen she had wanted her whole life. A backyard for summers. A basement she had finally decorated exactly the way she pict...
She Knew Exactly What Was in There.
We were at a bar on a Thursday evening, Maureen and I. Her son was graduating that weekend. He already had a job offer waiting before the diploma was in his hand, and she was the kind of proud that makes a person glow a little from somewher...
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Authors
The writers behind this newsletter.
I help midlife women understand money and make smart decisions through life's biggest transitions: divorce, aging parents, housing, and retirement. You are not bad with money. Nobody taught you. 30 years in mortgage and finance. $500M+ funded.
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