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PhD psychologist decoding the psychology of money to help you think smarter and grow wealth with clarity.

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Substack
PricingOnly free issuesPublishesDaily
Issues180Founded2 years agoLast Issue4 days ago
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Artwork for Financology

Latest Issues

Red Teaming Your Money: How to Outsmart Your Own Beliefs

Ryan challenges the societal glorification of unwavering conviction, arguing instead that intellectual flexibility and the willingness to admit when you are wrong are essential for long-term wealth. Using the cautionary tale of an inflexibl...

4 days ago

Why You Freeze Around Money

Listen to a podcast-style discussion of this article or download it here


Picture a small grey mammal foraging at the edge of a wood at dusk.

A predator approaches.

The mammal does something strange.

It doesn’t run. It doesn’t fig...

5 days ago
2
3

The $200 Monthly Blind Spot Stealing Your Wealth

Ryan exposes the corporate strategy of “breakage,” where companies like gyms and streaming services rely on our forgetfulness and guilt to generate pure profit from unused subscriptions. He explains how cognitive biases trick us into paying...

6 days ago
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The Calm Investor’s Secret

Listen to a podcast-style discussion of this article or download it here


Investing wisdom tends to come in two flavours. There’s the kind that sounds clever in the moment but evaporates the second markets get rough, and there’s the...

7 days ago
11
1

From Punishment to Power: Mastering Your Financial Patience

Ryan revisits the iconic Stanford marshmallow test to demonstrate how delayed gratification is one of the most powerful predictors of long-term health, career success, and wealth. He contrasts the financial outcomes of simple, automated sav...

11 days ago

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Authors

The writers behind this newsletter.

  • Ryan | Master Money Psychology

    PhD psychologist studying why smart people keep making bad decisions with money. If you already know what you should be doing but can't seem to follow through, that's a psychology problem and that's exactly what I write about.

  • Denis Gorbunov

    Financial freedom is the goal. Make your money work for you. Let's take you to seven figures.

  • Marko Schmitt

    I send weekly essays and journaling practices to help you find meaning through contemplative writing. Creator of The Daily Muse, an online writing companion that helps you transform your life through journaling.

  • Terrence Porter

    Solving money problems for creators.

  • David

    Podcast Producer

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